In Brief
Despite many challenges, global insurers have delivered strong performance and are poised for steady gains in both mature and emerging economies.
Key insights:
- Rising demand for core protections and value-add services, plus new possibilities in risk assessment and pricing, create optimism for the future.
- Investing in innovation to address protection gaps will position insurers for market leadership.
- The 2025 Global Insurance Outlook highlights viable paths for growth, despite shifting global dynamics.
Losses from cyberattacks are uninsured
Losses from natural catastrophes are uninsured

Download the 2025 Global Insurance Outlook Report
Driving growth through advanced technology and data capabilities. This report explores how insurers can leverage AI, data-driven insights, and innovative products to close protection gaps, enhance customer engagement, and drive sustainable growth.
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Summary
Volatility and uncertainty – both within individual markets and across regions – define the global insurance industry to an extent not seen in decades. The run of economic prosperity and integration that benefitted the financial services sector for several decades seems gone forever. But insurers are uniquely qualified to create value during periods of instability. Those that target investments in AI-enabled tech and stronger data management capabilities to personalize communications and products will be able to create more value, create it faster and deliver it to more customers and communities than ever before.
For further insights into how insurers in Ireland are navigating risk, growth, and talent challenges, read our latest analysis: Ireland’s Insurance Landscape: Managing Risk, Growth, and Talent.
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